You’re cruising down the highway, enjoying the sunshine while driving your RV, and crash- you get into an accident. While no one wants to get into an RV accident, it happens! That’s what RV insurance is for. In the unfortunate event that you get into an RV accident, follow these steps to make filing your insurance claim a calm and easy process.
– Take pictures of the damage. This is easier than ever with a smartphone. Snap pictures of your vehicle, taking both close-up shots and shots that include the full body of the vehicle. When it doubt, take more. It’s better to have more pictures than you need than not enough when it comes to filing your insurance claim.
– Exchange insurance info with the other driver. More often than not, you’ll be meeting a stranger when you talk with the other driver involved in the accident. It’s important that you exchange insurance information, even if they tell you they’d like to settle the damages privately. Exchanging insurance information doesn’t mean that you’ll have to file a report, but it does mean that you have recourse if they fail to hold up their end of the bargain.
– File a police report. Even if no one is hurt and the damages are minimal, it’s important that you call the police and file an accident report. This is proof that the accident happened, and provides you with witnesses in the event that you would need to go to court.
Of course, it’s important to have a solid RV insurance policy with an agency you trust. At Kimble Brown Insurance Agency, Serving Southlake, TX, we’re here to help you get the coverage that you need. Call us for a quote today!