Flooding is not an uncommon event in Texas. Over the last few years, the Lone Star State has experienced several major flood events, some of which surprised homeowners. As flooding isn’t limited only to flood zone areas, all homeowners should be aware of the dangers of this disaster. At Kimble Brown Insurance Agency, we recommend Southlake, TX homeowners purchase flood insurance to protect their investment from the destructive effects of flooding.
Water damage caused by a burst water pipe or toilet mishap isn’t the same as flood damage. Damage caused by plumbing problems is generally covered by home insurance. Not so with flood damage.
Flooding is a disaster caused by outside sources such as overflowing lakes, rivers, or ocean surges that can damage your property. Flooding can be triggered by severe rainstorms, hurricanes, or melting snow from mountains and can occur quickly, with little warning. Once flood waters enter your home, you can do little to control the damage. Without insurance protection, a flood event can result in the total loss of your home and its contents.
Importance of Flood Insurance
Home insurance offers protection against many natural disasters, except flood damage. This leaves your home and valuables unprotected against the risk of flooding. That’s where flood insurance comes in.
Flood insurance is specifically designed to protect your assets from flood disasters. It only takes one flood to lose everything you’ve worked for all your life. Flood insurance reimburses you for damage caused to your home and loss of personal belongings so that you can rebuild, recuperate your losses and recover quicker from a flood disaster.
Contact Kimle Brown Insurance Agency for Flood Insurance!
To purchase flood coverage for your Southlake, TX home, contact Kimble Brown Insurance Agency today!