Auto Insurance in Texas
Auto insurance is mandatory for auto operators in Texas. This financially protects the driver, any potential victims, and any potential property, such as another vehicle or even mailbox. Auto accidents happen every day which makes holding auto insurance a necessity in the event of an accident.
Auto Insurance Requirements
Texas requires what can be considered basic coverage options. These are to guarantee some compensation after the results of an auto accident. The basic insurance mandates, which can be found on the Texas DMV website, are:
- $30,000 for bodily injury (per person).
- $60,000 for total bodily injury
Additional Options
There are additional options available for drivers who want extra coverage. In the event of an accident, these coverage options can provide more financial protections. Some additional coverage options are:
- Collision
- Comprehensive
- Underinsured Motorist
- Uninsured Motorists
Collision covers one of the most common results of an auto accident: damage to a vehicle.
It covers damage to your own vehicle whereas liability will handle damage to another person's vehicle.
Comprehensive also covers your vehicle against damage resulting from other scenarios. Fire, vandalism,
theft — these are events covered under comprehensive coverage. Underinsured Motorist kicks in when
bodily injury costs exceed the policy limits. Uninsured motorist covers injuries when the other driver is uninsured.
It covers you (the driver) and any passengers in your vehicle.
Contact Us
Kimble Brown insurance Agency in Southlake, TX proudly serves the residents of DFW and those throughout state. Today, we are happy to provide auto insurance for the financial protection of drivers and their passengers. The professionals of Kimble Brown Insurance Agency in Southlake, TX are ready to answer any questions you may have regarding auto insurance. Let us help you choose the right coverage for you and your family. Contact us today to learn more.