Usually when people hear the term recreational vehicle, they are thinking of motorhomes and campers, however, this term also applies to other types of recreational vehicles. Understanding how to properly insure these types of vehicles is paramount to your safety and that of your family, as well as protecting the financial investment you have made in your recreational vehicle.
What Qualifies as a Recreational Vehicle?
Recreational vehicles do include RVs such as motor homes, travel trailers, and even small campers, but they can also consist of a few other types of vehicles as well. Boats and other watercraft, as well as off-road vehicles, also fall into this category.
Is Insurance Required in Texas for Water Craft?
Insurance is suggested for watercraft. This is both for your safety as well as the safety of those using your watercraft and those nearby when the watercraft is being used. To receive more information on watercraft classifications as well as quotes on insurance coverage, you can speak with an insurance representative or use an online quoting tool to get an accurate quote for your situation.
Because watercraft pose a unique risk, it is vital for responsible watercraft owners to have enough insurance coverage of their vehicle.
Is Insurance Required in Texas for Off Road Vehicles?
Insurance is not required in Texas for ATVs; however, many ATV owners understand that the most responsible thing is to have all of their recreational vehicles covered. ATVs do pose a risk of injury to users, and therefore it is wise to have insurance on these vehicles. Accidents and injuries do happen while using all-terrain vehicles. Having an insurance policy in place protects both those who are using the ATV as well as your investment. It is crucial to speak with an agent at Kimble brown Insurance Agency in Southlake, TX before determining your insurance needs on off-road vehicles.
In addition to ATVs, off-road vehicles can also include snowmobiles, dirt bikes, dune buggies, and golf carts. It is beneficial for owners to have any off-road recreational vehicles covered sufficiently.
If you would like to speak to an insurance representative about covering your recreational vehicles, please contact Kimble Brown Insurance Agency in Southlake, TX.