Ways in Which Home Insurance Protects You

Do you have a home in Southlake, TX? Have you thought about home insurance? If you haven’t, this is the time to invest in homeowners insurance. Home insurance can save you significant financial losses when disasters occur.

Kimble Brown Insurance Agency is the preferred insurance agent in Southlake, TX, and today we share ways in which home insurance protects you.

Protects your building structure

Home insurance compensates you when covered perils damage your home. For instance, if a fire ravages your dwelling structure, home insurance pays for the damage up to the coverage limit. This happens for every loss caused by a covered peril.

Covers your personal belongings

Home insurance isn’t about your structure only — it covers the contents inside, too. If you have clothing, electronics, furniture, etc., you don’t have to worry about their safety if you have home insurance. Like dwelling coverage, contents coverage compensates you for the loss or damage to your assets up to the coverage limit.

Liability protection

Suppose you are accused of causing bodily injury or property damage to others. Without insurance, this can be pretty expensive. Luckily, liability coverage covers the cost of liability claims, including lawsuits. For instance, if someone breaks their leg after falling on your stairs, liability coverage covers the medical expenses, including the loss of wages, if they prove their income has been affected due to the injury.

Loss of use

Home insurance covers additional living expenses if a covered peril renders your home unlivable. Home insurance covers expenses like hotel accommodation and food until your home is repaired.

Ready to invest in home insurance in Southlake, TX? Please get in touch with Kimble Brown Insurance Agency for an affordable quote. We also help you choose the coverage that satisfies your current needs.