Does Recreational Insurance Only Cover the Recreational Vehicle or Does it Cover Potential Medical Expenses From Injuries As Well?

If you have any recreational vehicles, including ATVs, jet skis, golf carts, snowmobiles, dirt bikes, or travel trailers, you should consider purchasing recreational vehicle insurance. This type of insurance helps to cover your vehicle if you are involved in an accident, if it is stolen, or if it damaged by the weather, depending on what types of insurance coverage you opt for. Here at Kimble Brown Insurance Agency, serving the greater Southlake, TX. area, we are often asked if recreational vehicle insurance covers medical expenses or just the vehicle itself. Here is the information you need to know. 

Just like with car insurance, there are different coverage types that you can select from when you are looking for a new recreational insurance policy for your vehicles. Some of the insurance options that may be available include collision, liability, comprehensive, uninsured motorist, and medical coverage or medical payments. Always carefully review a recreational vehicle insurance policy before purchasing it to ensure it has the specific types of coverage options that you may need, based on the age of your vehicle, where it is used, and how much protection you want while using or not using the recreational item. 

Do you have one or more recreational vehicles that are not currently insured, or are you looking for a new policy to insure your recreational vehicles in the greater Southlake, TX. area? Contact us at Kimble Brown Insurance Agency today. We can help you determine the right insurance plan for your recreational vehicles and provide you with a quote. Call now to get started.