Whether your home is protected by a high bank, a flood wall, or a soggy basement, you’re probably aware that natural disasters can wreak havoc on your property. Once you realize that flooding is a constant risk, taking action is essential. The sooner you know about your Southlake, TX home’s potential to be damaged by rising waters, the better your chance of protecting yourself and your loved ones from future financial losses. Kimble Brown Insurance Agency has three easy steps for you to follow:
Step One: Go To The FEMA Flood Map Service Center
You’ll want to start by visiting the FEMA Flood Map Service Center (MSC) website at https://msc.fema.gov/. The MSC was established to give accurate data about flood zones to support the National Flood Insurance Program (NFIP). Established in 1968, the NFIP is a federal program that offers flood insurance to homes and businesses, as most insurance companies at the time did not show such policies due to the high cost of flood damage.
Step Two: Search For Your Property
Enter your address in the search bar. You can also search by city or GPS coordinates if you prefer. This will take you to the "products" for your area. (Don’t worry, all of this info is free.) Here you can see the basic flood risk map and links to download it. If you need help reading the map, check out FEMA’s Flood Insurance Rate Map (FIRM) tutorial at: https://www.fema.gov/flood-maps/tutorials#other.
Step Three: Show ALL Products
To see an in-depth flood study on your region, click the "Show ALL Products" button on the right-hand side of the search results. You’ll want to select this page’s "Flood Risk Products" folder. This will let you download many risk maps, reports, and databases.
Finding out that your home is at risk from flooding is crucial in protecting your property. The next step is getting flood insurance that fits that risk. That’s where Kimble Brown Insurance Agency comes in. We’re here to help all Southlake, TX residents understand their flood insurance needs!