What Is Recreational Insurance? Do I Need It?

If you enjoy outdoor activities and have one or more recreational vehicles, then recreational insurance is a must. Good insurance helps protect you from financial loss when a covered event occurs and can help pay for medical bills if someone is injured.

At Kimble Brown Insurance Agency, servicing Southlake, TX, we offer recreational insurance to our customers so they can find the right kind of insurance to protect them. 

What is Recreational Insurance?

Recreational insurance is a category of insurance that covers recreational vehicles like RVs, watercraft, and ATVs. Recreational insurance can cover property damage or loss as well as medical bills for injuries sustained while using your recreational vehicles.

A standard homeowners insurance policy may not cover these devices and vehicles, or if it does, it may be in a very limited capacity. Therefore, it is important to get an insurance policy to cover these devices. 

Who Needs Recreational Insurance?

You can benefit from recreational insurance if you have invested in outdoor vehicles that are used for outdoor recreation. Recreational insurance allows you to enjoy your recreational vehicles without worrying about the financial implications of costly accidents. 

In addition, recreational insurance may be required for your RV if you have a loan. Your lender will tell you about the terms of your RV loan. 

How Can I Get Recreational Insurance? 

The best way to get recreational insurance is to speak with an insurance agent from Kimble Brown Insurance Agency servicing Southlake, TX. As an independent insurance agency, we work with many carriers to help our customers find the right policy for their needs. Call today to learn more about our recreational insurance and how a policy can help you.