Home insurance, also known as homeowners insurance, is a type of personal insurance that pays to rebuild or repair your home if it was damaged or destroyed by a storm, hail, hurricane listed in your policy. It also covers your personal belongings and pays for additional living expenses.
There are many myths and misconceptions about home insurance, and in this article, Kimble Brown Insurance Agency serving clients in Southlake, TX and other nearby towns, decided to list and debunk some of them:
Most Common Myths About Home Insurance
Here is a list of common myths:
- Standard home insurance covers flood damages. Unfortunately, it is not true, and a standard homeowners policy does not include flood coverage. If you want to protect your home from floods, you will have to purchase special separate flood insurance.
- Home insurance is too expensive. Yes, home insurance costs money, but there are many insurance companies that offer discounts to make home insurance more affordable.
- Home insurance covers everything. It is also a very common myth, but the truth is that home insurance has its limitations. For example, if you have very expensive and valuable items in your home, it is recommended to get a separate policy because your home insurance may not cover them completely.
If you are a car owner from Southlake, TX or any other nearby area and you are looking for an insurance company to buy auto insurance to protect your car and yourself on the road, Kimble Brown Insurance Agency is the right choice. Our experienced, professional, and qualified insurance agents are always ready to answer your questions and find a great policy for you based on your insurance needs and budget.