Homeowners in Southlake, TX know that home insurance covers what’s inside the home as well as the home itself. Kimble Brown Insurance Agency wants you to have the information you need to make the claims process easier.
 
A home inventory list will keep important information about your belongings in one place. If you ever need to file an insurance claim, this list can help make the process easier and faster. It’s a good idea to make the list and update it when the information is fresh in your mind and you have the necessary receipts and other documentation. 
 
Detailed information will be in one place
 
A detailed inventory list keeps important information about your belongings in one place. Have a separate sheet for each room. Include item description, serial number, purchase date, brand name and price for each item. Use as many sheets as necessary to add items to a room. 
 
When you buy a new appliance or another expensive item, keep the receipt. Add serial numbers, price and brand name to your inventory list right away while the information is handy.

Take pictures of every item in each room. Remember items that are in drawers, boxes or closets. Check for belongings in the garage and other storage areas when you take pictures.
 
Helps you choose the right policy
 
A home inventory provides information you need to choose an insurance policy with adequate coverage. When you keep your list up-to-date, you can review your policy annually to make sure the claim limit is high enough to cover your belongings.
 
A home inventory list is worth the effort to save time in the future.
 
Contact Kimble Brown Insurance Agency in Southlake, TX for information on the benefits of a home inventory.

Now is the time in Southlake, TX to evaluate your home insurance and receive a yearly checkup of your insurance. A home insurance checkup helps to take a holistic look at a financial situation and the policy you have in place.

In order to do a yearly home insurance checkup, you need to check your coverage. The first part of this is to work with an agent at Kimble Brown Insurance Agency to look at your current policy. Make sure you aren’t underinsured. Many homeowners don’t realize that they are underinsured until after a disaster or incident has struck.

Here are a few things you want to discuss with an agent:

Does your policy have extended replacement coverage?

After a disaster, without this coverage, you may not have enough insurance to repair or rebuild your home. If you have made any improvements to the home, then you need to make sure there is enough coverage to replace the new features. If it has been years since you got your home appraised, then you can do this to help establish the amount of coverage you need. An appraiser can help calculate what it will cost to rebuild your home with similar features that are available in today’s market.

While doing a yearly home insurance checkup, make sure to keep a detailed record of the home’s content and unique features. Use video recordings and photos to show any designer features or other unique features. This can help if you do have to file a claim later on.

An insurance checkup can help you save you money to ensure that you are covered and aren’t overpaying for the coverage you need. A checkup can save you money immediately by lowering premiums if you are adjusting your coverage.

Contact Kimble Brown Insurance Agency, serving Southlake, TX, to get a quote on home insurance.